Posts in category 'Tips For Buyers'

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November
3

Let's say you've done everything right when navigating through the home-buying process - you scrimped and saved, improved your credit score to get the best mortgage rate, and secured pre-approval for your loan. Then, armed with research and data, you identified a great house in your favorite neighborhood.

Now, you're ready to buy. You only have a few hurdles remaining: making a smart offer, negotiating the terms of your contract, addressing contingencies, and walking away with the keys in your hand after closing the deal.

Now that you're so close, it's more important than ever to minimize mistakes and ensure a happy landing for your home purchase.

Buying a home comes with a lot of moving parts — but...

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October
1

Purchasing a home is one of the most significant financial decisions most people will make in their lifetime, and navigating the complexities of securing a mortgage can be complex - especially when interest rates are high. But there are strategies that may reduce your monthly costs and save thousands of dollars over the life of your loan.

While not covered here, the type of mortgage you choose, its term, and your eligibility for specialized loan programs also affect mortgage costs. Please explore our content on those topics for more details. The points below are intended for those who have already determined the right mortgage for them and are seeking ways to reduce its cost.

Also, while it's easier said than done, on...

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September
3

A large down payment isn't always needed to buy a home, but let's take a look at how down payments can affect your total mortgage costs.

When saving money for a house, here's some advice that never goes out of style: start early and save often. Building a sizeable nest egg can make buying a home a much smoother experience, especially securing a mortgage with favorable terms.

Unfortunately, statistics show that many of us struggle with saving for such a long-term goal. Having a clearly defined objective certainly helps, and few goals are as motivating as owning your own home. So, let's dive into the basics of saving for a down payment and dispel some common myths along the way...

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August
19

Thinking of making the move to the Treasure Valley? Here's a quick guide to the personality, population, housing market, and lifestyle highlights for each area—Boise, Meridian, Kuna (pictured above), Nampa, Eagle, Star, Middleton, and Caldwell.

Boise

  • Population: 235,000 (2020 census)
  • Median Home Price: $518,000
  • Vibe: A walkable city rich with great restaurants and shopping, Basque heritage, and outdoor access. Urban meets foothills.
  • Housing Types: Historic neighborhoods, infill builds, and modern new construction alongside resale homes.
  • Top Events: Spirit of Boise Balloon Classic, Idaho Shakespe...

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July
17

There's something undeniably appealing about the idea of a second home. Whether it's a lakeside retreat, a cozy mountain cabin, or a sunny coastal condo, a vacation home can offer a peaceful escape from the everyday. But before you get swept up in the dream, it's important to consider the practical side, too. Here are some things to consider.


The Perks of a Vacation Home

  • Built-in getaway: Always have a place to relax, recharge, or host family and friends.

  • Rental potential: Offset costs by renting...

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